The 9 Best Apps to Earn Money

Did you know that there are many easy ways to earn money online and directly from an application on your mobile phone?

With inflation just over 8%, who couldn't use a little extra cash these days? While some people turn to a side job to earn money, not everyone has that flexibility. Even so, there are many ways to earn some extra money in your free time, I have even done it with applications on Android and iOS . 

What are the benefits of using apps to earn money?

Money making apps offer a variety of benefits, including the ability to earn money from home, the ability to work on your own hours, and the ability to choose what jobs you want to do. Also, many money making apps offer bonuses and rewards for completing tasks or referrals.

When it comes to making money using mobile apps, there are a variety of options to choose from. Regardless of your needs or interests, here are the best apps to earn money in 2023.

The best apps to earn money in 2023


Are you looking for a way to earn some extra money from the comfort of your home and from an app? Paid survey sites could be the answer, and Toluna is one of the best.

Users who fill out these surveys are known as 'Toluna Influencers'. The name 'Toluna Influencers' comes from the fact that top brands use the surveys you complete to help them figure out what they're doing right, wrong, and what they should be doing.

Completed surveys are paid in the form of points. These, in turn, can be redeemed for a variety of things, including gift cards, contest entries, or good old-fashioned cash.

Key features:

  • Toluna is one of the best applications to earn money answering surveys from your mobile phone.
  • The Toluna app not only offers paid surveys but a wide variety of ways to earn points such as: contests, product reviews and even some games, all of which can earn points that can be exchanged for gift cards or cash. .


  • You can register and start using the Toluna app without having to pay anything. The application is totally free..


Acorns is a savings and investment app that makes investing easy. Unlike other investing apps where you choose the stocks you want to invest in, Acorns does it for you by recommending an expertly-crafted, diversified investment portfolio of ETFs designed for long-term investing.

The Acorns app earned its popularity as it helps you automatically invest your remaining change after making a purchase. Meaning, each time you make a purchase, the Acorns app rounds the total amount to the nearest dollar and invests those rounded cents in a diversified portfolio.

Set up your account from the application in a matter of minutes and create your diversified portfolio by investing in stocks or bonds. You can invest as little as $1. Plus, you can invest in Index Funds and over 7,000 stocks and bonds from top companies all right from the app .

And don't worry about security. To keep your money safe, the app provides bank-grade security. The Acorns app also helps you understand investing through its in-depth articles and videos.

Key features:

  • Acorns Later – Helps you automate your investing and build a healthy retirement portfolio in just a few minutes.
  • Advice – The Acorns support team has qualified advisors to help you achieve your financial goals by investing in the right funds.


  • Acorns has three pricing options:Lite : $1 usd per month. The Lite plan includes only one investment account.
  • Personal : $3 usd per month. The Personal plan comes with an investment account, a retirement account, and a checking account.
  • Family : $5 usd per month. The family plan provides an investment account, a retirement account, a checking account, and an early investment account for children.


Did you know that you can earn some money playing games and using different apps on your mobile phone?

Mistplay is an application that allows you to earn money for playing various games and using various applications on your mobile phone. With Mistplay you give the app permission to access certain data about how you use your phone and the company uses this information to improve different mobile apps and games.

Each month, you'll play multiple games and use multiple apps, earning reward points in the process. Once you've accumulated enough reward points, you'll be able to get paid directly from the app for your time spent.

One nice thing about the Mistplay app is that it's just an additional step to many of the things you already do on your phone today. Unlike other apps that require you to perform specific tasks to earn money, Mistplay works silently in the background of your phone offering you rewards for playing games and using apps.

Mistplay is currently only available for Android users, so if you're using an iPhone, you'll need to look for other apps to earn money. Once you have downloaded the app from the Google Play Store, all you need to do is create an account and start earning money. If you already like playing games on your phone, the card games and strategy games offered by Mistplay will be a great addition to your game collection.

To use the Mistplay app , you must be at least 13 years old and live in the United States, Canada, or certain European countries. Also, you should know that you can only earn $50 usd per month using the app. That $50 can be spent on rewards like Steam credit or gift cards from different stores.

Key features:

  • Discover new games in your Mistplay games list
  • Earn points: the more you play, the more you earn
  • Redeem your points for amazing rewards
  • Chat with your friends or find new ones in the game chat
  • Level up your avatar to unlock achievement badges and earn units faster
  • Invite your friends to Mistplay and earn more together with the referral program


  • Mistplay is completely free to use application.


This is hands down my favorite money earning app and site. There are quite a few money earning apps that offer rewards for completing very specific tasks, but this app offers more variety.

Swagbucks helps you earn quick money while you shop online, surf the web, and watch videos. You can also participate in online surveys, or just play online games to earn more points. You can redeem your points in the form of merchandise, gift cards or even cash.

Here are the ways to earn gift cards with Swagbucks :Shop online at stores like Amazon, Walmart, Target, and Starbucks.
Answer surveys and earn gift cards.
Watch videos. That's right, just by watching videos from the application you can earn points.
Earn points and gift cards with exclusive promotions and offers.
Browse with Yahoo! from Swagbucks. Enhanced search engine.
Play and make in-game purchases.

Swagbucks operates in the US, India, Canada, Australia, France, Germany, Spain, Portugal, and the United Kingdom (Great Britain, Ireland, Australia, New Zealand). Also, you can sign up for Swagbucks for free through Facebook or using your personal email. You can also earn by referring your friends and make some extra points this way.

Key features:

  • Gold Surveys – Gold surveys reflect the time it would take to complete a survey and the points you can earn from it.
  • Daily Survey – You can answer a very short survey regularly to earn 1 Swagbucks point daily.
  • Early Withdrawal : Swagbucks allows you to withdraw as little as $3. This means you don't have to wait long for your first check/deposit.


  • It's free to sign up and you get a $10 usd bonus when you sign up.


Are you ready to say goodbye to fees when you buy and sell stocks and hello to commission-free trading?

Robinhood is a financial services company that offers a commission-free investment platform for buying and selling stocks, options, and cryptocurrencies. The company was founded in 2013 and is headquartered in Menlo Park, California. Robinhood 's mobile app has become popular with young people, and the company has been at the forefront of efforts to democratize stock trading and make it more accessible to a broader audience.

That's right, Robinhood lets you do everything for free and doesn't charge fees, ever. Better yet, if you join via this link , you can get a free stock like Apple or Ford when you join. The value of the free share can be between $2.00 usd and $250.00 usd.

You don't even have to deposit money to receive the shares… just sign up and wait a few days for it to appear in your account. You can sell the share immediately and transfer the funds to your bank account if you wish. Free cash!

Key features:

  • Commission-Free Trading – Robinhood allows users to buy and sell stocks, options, and cryptocurrencies without paying commissions or fees.
  • Mobile App – Robinhood has a mobile app that is easy to use and allows users to access their account and buy and sell assets no matter where they are.
  • Wide Range of Assets – Robinhood offers a wide range of assets, including stocks, options, and even cryptocurrency.
  • An easy to use interface – Robinhood has an easy to use interface that makes it easy for beginners to learn trading and investing all from one fairly interactive app .


  • Robinhood is completely free to use. Remember that if you join through this link , you can get a free share!


Ibotta is a mobile application that allows users to get refunds or cashback for their purchases.
In simple terms, Ibotta is a convenient and easy way for users to earn cash back on their purchases and save money on the things they buy every day.

To get a refund, all you have to do is upload photos of your receipts every time you shop online or in-store.

The Ibotta app promises to refund you whether you're shopping in person, online, or while traveling or dining out. Before you shop, search the app for deals you like, then upload a photo of your receipt after purchase. Transfer your rewards to PayPal or gift cards.

Ibotta continues to be among the most popular cashback apps on the iOS store. That's right, unlike the other previously mentioned apps, Ibotta is available on iOS!

From personal experience, I used Ibotta for a week and managed to earn $20.00 in cashback in two trips to the supermarket.

Key features:

  • Ibotta offers cashback on a wide variety of products. You will definitely find there a product that you are currently buying.
  • You can send your referral link to your friends, and they will each get $5 when they sign up.
  • The app also offers special promotions and bonuses, allowing users to get even more cash back on their purchases.
  • Ibotta allows users to withdraw their earnings via PayPal or Venmo, or redeem them for gift cards to popular stores.


  • Ibotta has no cost to use which makes it a very good app to earn/save money.


Do you usually walk a lot? Did you know that there is an app that literally pays you to walk?
Sweatcoin is an app that pays you to walk, which certainly sounds too good to be true. However, in reality the app works as such. You can start by downloading the app and creating an account. From there, allow Sweatcoin to run in the background of your phone and track your steps.

As you walk (make sure to bring your phone and/or smartwatch with you), you earn 1 “ sweatcoin ” for every 1,052 steps you take. This means that if you are reaching your goal of 10,000 steps each day, you can earn 9.5 sweatcoins a day.

Sweatcoin has two plans. The free plan allows you to earn 1 sweatcoin for every 1,052 steps, but limits your earnings to 10 coins per day. The premium tier, which costs $1.49 per month, allows you to earn 2x sweatcoins with the same number of steps, and does not limit your daily earning potential.

What can you do with these coins? Every day, there are several offers that you can redeem your hard -earned sweatcoins for. These offers include everything from fitness products to restaurant gift cards and access to discounts on iPhones and Apple Watch.

Key features:

  • Get paid to walk, something you already do every day.
  • Stay motivated to stay active.


  • Two plans, a completely free plan and a premium plan for $1.49 per month.

8.Facebook Marketplace

Very surely you have already listened I have even used Facebook. But did you know that Facebook can be a great way to earn money?

Facebook Marketplace is a platform that allows users to buy and sell items within their local community. It can be accessed through the Facebook app and website, and allows users to search for items that are available for sale in their area, as well as list items they want to sell. It's a convenient way for people to buy and sell items without ever leaving the Facebook platform.

I propose the following. Take an hour and go through your things (including your clothes, shoes, household items, decorations, etc). and separate those that you no longer use and that are in good condition.

I bet you can collect a minimum of 10 items that you no longer use and which are in good condition. Well, those items you can put up for sale on Facebook Marketplace so you can earn some quick money.

Another one of my favorite strategies to make quick money is to buy used stuff on Facebook Marketplace, revamp it, and then sell it for a profit. I invite you to read our article on

How to Earn Money for PayPal where I comment more about this strategy.

Key features:

  • Facebook Marketplace is one of the best places to sell things since all Facebook users (which are quite a few) have access to this platform.


  • Facebook Marketplace is completely free. The only requirement is to have a Facebook account which is free to obtain.

9.Survey Junkie

Yes, that's right, another paid survey app . The truth is that I never tire of recommending these types of applications since they are an excellent way to earn money online.

Survey Junkie allows you to influence brands by sharing your opinion by completing surveys in exchange for money.

The app helps you take surveys based on your profile and rewards you with virtual points. These virtual points can be redeemed for gift cards or transferred to PayPal or your bank account.

Key features:

  • Wide Variety of Gift Cards – Offers gift cards from multiple brands including Amazon, Sephora, iTunes, Starbucks, Walmart, Target, and Groupon.
  • Quick Estimate – You can check the time required to complete a survey and how many points you would earn by answering it.
  • The user interface is easy to use.


  • The app and its use is completely free.


These money making apps may be great for some, but they are not for everyone. Find an app that matches your lifestyle before you start.

Whether you make frequent purchases online and can use a cashback app like Ibotta or you like to give feedback on different products and/or services through the Swagbucks app , these apps can open the door to new opportunities to earn money.

Lastly, make sure the apps you use are trustworthy and reputable so you don't end up a victim of any scam.

I hope this list of 9 applications to earn money will be very useful to you in 2023. If you are interested in the topic of earning money online, I invite you to read our articles on: 15 Ways To Earn Money Online In 2023.

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