Create Payoneer Account

Payoneer is an internet payment processor similar to PayPal and Skrill. They offer great services and secure payment solutions for all those people who earn money online and make payments and transfers very often. Payoneer is a really useful payment method. In this article I am going to show you step by step how and why to open a Payoneer account.

With Payoneer you can receive money and withdraw directly from your bank or any ATM in the world.

So, we are going to discover step by step what Payoneer is and all the benefits of creating an account.

What is Payoneer?

Payoneer is a New York-based company founded in 2005 that provides online money transfer and payment services. It is one of the top 100 financial products companies in the world according to Inc.5000 .

Currently with more than 1,000 employees around the world, the Payoneer team is available 24 hours a day to answer all your questions and offer you the best experience.

With over 4 million users worldwide and services in over 200 countries around the world, virtually anyone could create an account.

Why Payoneer?

It is totally free and one of the best payment processors. You can create a personal account or business account.

One of the great advantages of using this payment method is the speed and quality of the service. For all those people who work as a freelance on Fiverr or Shutterstock , for example, payments are made in a matter of hours. It is compatible with Amazon and other eCommerce stores.

It doesn't matter if you are a webmaster, blogger, freelancer or simply earn money with paid surveys in your free time, Payoneer is your best option.

Many people, for some reasons, prefer Payoneer over PayPal. In any case, if you work as a freelance, both one and the other should not be missing from your digital wallet.

If you want speed and security, Payoneer is your solution. Also, if you want to request a payment online and withdraw funds from your account as soon as possible, in many cases it is usually possible the same day.

How to create a Payoneer account

Create Payoneer account

We are going to discover how to create and activate a Payoneer account step by step. The procedure is very simple and in a matter of minutes you can log into your account.

You have to enter your details and your contact information correctly. If you want to request the Mastercard card and receive it at home, it is important to write all the contact information correctly.

To successfully create a Payoneer account you have to complete 4 simple forms:

Click open account and follow the instructions step by step.
Open account

1. First steps

The first step is to enter your basic information: first name, last name, date of birth and email address. You also have the option to choose an individual account or company account. Enter your details and click NEXT to continue with the registration process.

2. Contact information

Now you have to enter your contact information. It is important to enter your address correctly so that you can order and receive the Payoneer card at home correctly. Then click NEXT and continue with the registration form.

3. Safety data

This step is very important. You have to enter the security data of your account. You must create a password in order to log in and access your account. It is advisable to create a strong password (combining numbers, symbols, capital letters, etc.) and remember it well. You also have to create a security question and an answer that only you can know. This is important in case you forget your password or want to edit your account. Then you have to enter the number of your national identity document and click NEXT.

4. Almost done

In the last step you have to enter a bank account to be able to receive funds and withdraw directly to your bank account. When you have correctly completed this last form, click send and wait until your account is confirmed. In a matter of hours you will have access to your account. Then the next step is to activate your account.

Activate Payoneer account

To activate your account you need to log in and update your account information. You have to follow a few steps and upload a file with your identity document. Once they have confirmed you, you can use your account and make any type of transaction. You can request the Mastercard card once you have received 30 euros in your account. The card takes between one and two months to reach your home. When you receive it at home, you have to activate your card by confirming the 16 digits of the card. Once activated, you can use it at any ATM and make fund withdrawals.

What can I do with Payoneer?

After opening an account, it's important to know everything you can do and how your Payoneer account works.

Take a look below and take note:
  • First, you can send and receive money from all your customers, friends, family, etc...
  • You can use Payoneer to withdraw money from your local bank account and from any supported ATM.
  • The biggest benefit is being able to request the Payoneer MasterCard Prepaid Card, which you can use like any other mastercard and withdraw funds. It's really great for shopping and managing expenses.
  • You can make purchases online at Amazon , eBay, Wish, etc…
  • Another great advantage is being able to receive payments from freelance sites, surveys and affiliates such as: Fiverr , Clixsense , CJ, Clickbank, Airbnb , Upwork, etc…
Information about the Payoneer Prepaid MasterCard

If you have thought about requesting the prepaid card for personal use, you need to know the following:
  • The card takes approximately 30-60 days to arrive.
  • When you receive the card you have to activate it by entering the 16 digits and create a PIN to be able to withdraw the money at any ATM.
  • Account maintenance is $29.95 automatically charged from your Payoneer account once a year.
  • If you lose your card and want to request another one, you must pay $12.95.
  • Every time you withdraw money from an ATM, the fee is $3.5.
  • To check your balance at any ATM, the check costs $1.
  • In case you try to withdraw money and have a failed withdrawal, it charges you $1.
  • Any purchase made with the Payoneer card is completely free.
Open an account and request your MasterCard card
Other things you need to know about Payoneer before opening an account

You may have a lot of questions about Payoneer before opening an account. I am going to show you a list with the most frequently asked questions that users ask and everything you need to know before opening an account.

Can you transfer money from PayPal to Payoneer?

You cannot currently withdraw money from PayPal directly into your Payoneer account. If you have a PayPal account you can associate it to the same bank account and make transactions from one account to another.

If I open an account and don't use it, will my account be cancelled?

The answer is yes.

If you have thought about opening a Payoneer account, you have to know that if you do not receive payments and do not make any type of transaction, your account will be temporarily canceled due to inactivity. You can reactivate your account at any time.

Is it possible to obtain an official document from Payoneer?

You can request any documentation and any specific transaction. If you want to receive at home a history with all the transactions carried out during a year, for example, you have to get in touch and specify what documents you need. To receive the documentation at your home, you must pay a shipping fee of $4.95 by post and up to $40 for the DHL service. In any case, you also receive a copy in your email.

Can I have more than one Payoneer card?

Currently, you can only have one card active per currency, but you can receive payments from multiple accounts.

Can I use the Payoneer app?

Payoner has a mobile application that you can install on iOS and Android devices. You can connect to your account through the app and see your balances and all transactions. One advantage of the Payoneer app is that you can log in with your fingerprint. Using Touch ID , you can configure this option from the settings menu by clicking on Quick sign-in.

Is it totally safe to use Payoneer?

Yes, fortunately Payoneer is one of the most secure payment processors, which is used by millions of people around the world. It is a payment processor associated with various platforms to earn money on the Internet. Payments are always made securely and usually take very little time.

How do I get paid if I work with companies that pay through Payoneer.

For example, if you work with Amazon , you can collect your earnings through Payoneer, as long as you have a bank account in euros. Just like the companies you work with, anyone else can send money to your account. You just have to enable the Global Payment service. If you enable this service, anyone can make a bank transfer directly to your Payoneer account.

Advantages and disadvantages of using Payoneer

  • You can work as a freelancer with the best companies and collect your money safely.
  • It is one of the fastest and most secure payment processors.
  • You can log in to your account from the app, although you will not be able to withdraw funds and make certain transactions.
  • They have an affiliate system. You can earn 25 euros for inviting your friend. The only condition is that your friend receives a minimum of $1,000 in his account and then you both earn $25.
  • It is ideal for making purchases online and also, without any type of commission, it is totally free.
  • The commissions are acceptable and if you get paid on a regular basis, you don't even notice it.
  • From my point of view, it is a great advantage to be able to use a Mastercard to make purchases and withdraw funds from any ATM.


In conclusion, and as you have seen, Payoneer is a very useful tool for all those people who earn money on the Internet, make regular transactions or want to have a personal account to make purchases online.

It is an excellent payment platform and highly recommended.

If you want to earn some extra money in your free time, you can start with paid surveys that accept Payoneer as a means of payment, on platforms such as: Clixsense or Neobux among others.
If you do not have a Payoneer account yet, I invite you to register.

    Font Size
    lines height