What are Crypto.com cards?
Crypto.com cards are VISA cards linked directly to your wallet on the Crypto.com platform. To obtain one, you need to stake CRO tokens, which then unlocks various benefits and rewards. Naturally, the specific model of the card you choose will determine the level of rewards and advantages you receive.
Your amount of staked CRO tokens is crucial in qualifying for a crypto card—the more CRO you lock, the greater the rewards you can earn. However, there are several important details to understand. In the following paragraphs, we’ll break down the key points you need to consider about these cards.
Are Crypto.com cards free?
The first type of card offered by Crypto.com, called Midnight Blue, requires no prerequisites, making it essentially a completely free card. This card provides a 1% cashback on every purchase.
As for the other card types, they are also technically free, but only available to users who meet certain stricter conditions, such as staking the platform’s native token, CRO, on Crypto.com.
The 5 types of Crypto.com cards
If you're interested in obtaining any of these cards, it’s crucial to understand all their details — including benefits, advantages, cashback rates, and the requirements for eligibility. Let’s begin by exploring the very first Crypto.com card:1. Midnight Blue Card
This card is directly connected to the Crypto.com app and allows you to convert cryptocurrencies into fiat currencies such as euros, dollars, pounds, Australian dollars, and more. Before using it, you need to load funds onto the card, which can be done easily through the app.
There is no requirement to stake CRO tokens to obtain this card, and it can be used globally, including at ATMs. Like all other Crypto.com cards, it comes with no annual fees or maintenance charges.
You will receive a 1% cashback on every purchase. The card features a blue design and is made from durable tinted plastic.
Additionally, you can make fiat withdrawals up to €200 per month without any fees, and currency exchanges are allowed for amounts up to €2,000.
2. Ruby Steel Card
This card requires users to stake a minimum of 5,000 CRO tokens (approximately €350-400) for at least six months. In return, it offers a 2% cashback on every purchase.
A notable perk is that if you subscribe to or pay for a Spotify account, you get 100% cashback on the subscription cost.
The card itself has a premium feel—completely metallic with a distinctive red wine color.
Similar to the previous card, the Ruby Steel allows fiat withdrawals at ATMs, but with increased limits: up to €400 per month for withdrawals and currency exchanges up to €4,000.
3. Royal Indigo and Jade Green Card
To qualify for this card, you must stake 50,000 CRO tokens (around €3,500) for a minimum of six months. While also made of metal, its design and benefits differ noticeably from the previous card.
This card offers a 3% cashback on all purchases, credited in CRO tokens. Additionally, you can enjoy a 100% refund on services like Netflix and Spotify.
One of its premium perks is exclusive VIP access to airport lounges through LoungeKey.
ATM withdrawals are increased to €800 per month, with currency exchanges up to €8,000. Plus, it includes enhanced earning opportunities in the Earn Crypto section.
4. Frosted Rose Gold and Icy White Card
To access this card, you need to stake 500,000 CRO tokens (about €35,000) for a minimum of six months. It rewards you with a generous 5% cashback in CRO on every transaction.
You’ll also enjoy 100% refunds on services like Amazon Prime, Netflix, and Spotify, plus a 10% discount on Expedia bookings.
Additional perks include VIP airport lounge access for two people via LoungeKey and exclusive entry to the Crypto.com private club.
This card also offers enhanced profitability in the Earn Crypto section. The ATM withdrawal limit is €1,000 per month without fees, with currency exchanges allowed up to €20,000 monthly.
5. Obsidian Black Card
To obtain this exclusive card, you must stake 5 million CRO tokens for at least six months, which is roughly equivalent to €350,000. The card features a sleek metal design with a sophisticated black finish.
It offers 100% refunds on services like Amazon Prime, Netflix, and Spotify, as well as 10% cashback on Airbnb and Expedia bookings. You’ll also benefit from an impressive up to 8% cashback in CRO on every purchase.
Perks include VIP airport lounge access for two people via LoungeKey and enhanced earnings in the Earn Crypto section.
This premium card allows ATM withdrawals of up to €1,000 per month without fees, and unlike other cards, it offers unlimited monthly currency exchanges and transfers.
Comparison with other crypto cards
Crypto.com has established itself as a leading project in the cryptocurrency card space. Below, you’ll find a comparative table that highlights the features offered by Crypto.com alongside those of some of its main competitors.| issuing platform | Application Fees | Supplier | Benefits | Supported tokens | Availability |
|---|---|---|---|---|---|
| crypto.com | From 0 to 5 million CRO | VISA | Cashback from 0% to 8%, 100% cashback on Netflix, Spotify, Amazon Prime | BTC, ETH, DASH, LTC, XRP, MCO, BNB, CRO, TUSD, BAT | Europe |
| Binance | from 25 euro | VISA | Cashback up to 8%, without commissions | All cryptocurrencies are supported | Europe |
| coinbase | from 0 euro | VISA | 4% cashback on all purchases | BTC, ETH, LTC and XRP. | Europe, America, Asia, Oceania, Africa |
| bitpanda | 100 euros | VISA | Does not apply | BTC, ETH, DASH, LTC, XRP, among others. | Europe |
| Bitnovo | 25 euros | VISA | Does not apply | BTC, ETH, DASH, LTC and XRP. | Europe |
| bitsa | From 0 euros to 10 | VISA | Does not apply | BTC, ETH, DASH, LTC and XRP. | Europe |
Crypto cards reviews: are they safe and reliable or a scam?
Crypto cards represent one of the most important cryptocurrency projects today, backed by a company that has invested massive amounts in advertising and marketing campaigns.
This alone provides strong reasons to trust the crypto cards they offer. However, it’s wise to begin your personal experience with the entry-level card, which in Spain can be obtained simply by registering and adjusting settings within the app.
In conclusion, the quality of Crypto.com cards is truly unmatched. The platform’s security and range of benefits are key aspects that set it apart from many competitors who simply cannot offer the same level of service.
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